Things to Know About General Liability Insurance

Things to Know About General Liability Insurance

If you’re a startup business owner, you should protect your livelihood. One of the things you need to do is to have general liability insurance (GLI). You can get it as a standalone policy or include it as coverage under your business insurance. Many business owners rely on GLI to safeguard their livelihood. GLI is a great way to protect them from any lawsuit that may be filed against them. But this coverage is more than that. Here are some things you need to know about it: What Is GLI? GLI is also known as business liability insurance. This protects business owners from financial loss should they be liable for […]

Reasons to Get Life Insurance While You’re Young

Reasons to Get Life Insurance While You’re Young

It’s normal to enjoy life while you’re still young. Having life insurance may not be on top of your priorities right now. Maybe you’re single, healthy, or living on a tight budget. So why should you pay monthly insurance premiums, right? However, it is during this time that you should start planning your future by building a strong financial foundation. One way to do this is to have life insurance. This is considered an ultimate financial tool that can help you during emergencies. But aside from that, there are other reasons why you should get it now. Get Great Rates Insurance rates in Lexington and other places are determined by […]

Tips for Picking the Right Farm Insurance

Tips for Picking the Right Farm Insurance

Uncertainty is normal in the agriculture business, which is why having a farm is a great responsibility. One of the best ways to control the mishaps that any farmer may experience is by having farm insurance in Lexington, KY. This type of insurance can provide farmers with coverage that protects them from financial loss. Coverage may include farm animals, property loss, and even crops, which makes it an important component of the business. If your farm is not insured yet, here’s a guide you can use when getting farm owners insurance in Lexington, KY: Find the Right Insurance Company Working with the right insurance provider is crucial since they’ll play […]

Reasons to Get Home Insurance

Reasons to Get Home Insurance

As a homeowner, it is your responsibility to protect your property. One of the ways to do it is to get home insurance in Lexington, KY. It is one of the best things you can do to protect your largest investment. However, some people think they’re wasting their money on it since they’re paying for an uncertain cause, such as property damage that may never happen. But, you should know that having an insured home will not only safeguard it from damage, but it’s also a great investment since you can get many advantages from it, too! Here are some of them: Mortgage Requirement If you’re planning to apply for […]

A Guide to the Basics of Equine Insurance

A Guide to the Basics of Equine Insurance

Insurance is an important component of your life. You can get insurance for yourself, your property, and even for your business. Nowadays, a lot of companies offer equine insurance, which benefits individuals who own horses. This insurance is not a legal requirement, but having a horse is a responsibility that needs a big financial commitment. Horse insurance can bring you peace of mind whenever you’re faced with unexpected circumstances where you need to shell out a lot of money. Here are some things you need to know about it: What Does It Cover? This insurance has different levels of coverage. Here are some of the basic benefits you can get […]

What Type of Insurance Should You Have?

What Type of Insurance Should You Have?

An insurance policy acts as your financial safeguard should any unforeseen circumstances happen. There are a lot of options when choosing which coverage is right for you. You don’t have to worry, though, because you can even have them all, depending on your situation. Here are the different policies you can purchase: Life Insurance This is the most important insurance coverage you can’t go without. If you have your own family, they can use this after your death to compensate for lost income, pay for your children’s education, and even settle debts. If you’re single, you can have your family members, such as your sibling, cousin, or whoever you trust […]

Why You Should Get Auto Insurance

Why You Should Get Auto Insurance

Buying a car is a significant investment. It’s why you should properly maintain it to ensure that it will last for many years and won’t sustain any serious damage. But, there are still instances where it may get broken and need an immediate fix. If your vehicle’s warranty has already expired, a single trip to the repair shop may cost you a large amount of money. That won’t be the case, however, if you have insurance. This article lists the many reasons why you should get auto insurance in Lexington. Read on to learn about the benefits of this financial program. It Is Required By the Law Most states, including […]

What Do Health Insurance Companies Have to Do with Family Farms?

What Do Health Insurance Companies Have to Do with Family Farms?

There are over 2 million farms in the US and about 99% are owned by families. Most people do not think about health insurance companies and family farms. They do not seem related at all, but where do family farm owners turn for health insurance? Family farms are typically classified as small businesses. That means a large chunk of the family is employed by the farm. Whether those employees are related to the farm or not, they need health insurance. Farmers Have Unique Insurance Needs The right health insurance companies understand that farmers have unique health insurance needs. Agribusiness is not quite like any other industry and the right health […]

Don’t Get Caught Without Health Insurance

Don’t Get Caught Without Health Insurance

Nearly 60% of U.S. citizens have some form of life insurance. These days, most Americans have health insurance. But do you currently have health insurance coverage? It may seem like an expense you do not want to pay since it is typically due monthly. However, you really do need coverage. You may be healthy and it may seem like health insurance just isn’t a cost that you need to add to your monthly expenditures. Nothing could be further from the truth. All it takes is one accident, injury, or diagnosis to completely upend your world. When you have health insurance in place, the majority of those costs could be covered […]

Here’s Why You Need Home Insurance

Here’s Why You Need Home Insurance

Everyone knows that it’s just plain good sense to have health insurance. In most states, it’s illegal to not have car insurance. But no one talks about home insurance. No one forces you to get home insurance. And yet home insurance is probably the most important kind of insurance you can buy. Why do you need it? How do you get it? How can you pay for it? It’s time to find out everything you didn’t know about home insurance and how easy it is for you to get it. What is Home Insurance? Home insurance is also called homeowners insurance. In short, it protects your investment. Home insurance provides […]