Understanding Insurance Policies for Your Horse

Understanding Insurance Policies for Your Horse

Insurance allows you to have a safety net for unexpected events, and it remains true whether you get it for yourself, your car, and even your horse. From a working horse’s everyday task to a champion’s rigorous training, there’s always a possibility that it gets the common colic (abdominal pain) and other injuries. In some cases, severe health conditions even require you to put down your horse. Aside from emotional distress, this costs you many veterinarian bills, which you can avoid by getting equine coverage. Available Equine Insurance Policies You can get four main types of coverage when your horse gets sick or injured. The following helps protect you from […]

Liability Insurance: A Safety Net for Your Business

Liability Insurance: A Safety Net for Your Business

Lawsuits about defective products often become public ordeals that demand a considerable amount of money, time, and reputation rebuilding efforts. Products liability insurance provides a safety net for companies of all sizes regarding the possibilities of claims and litigation caused by defective products. Who Needs Products Liability Insurance Any company that designs, manufactures, distributes, or sells a product can benefit from this insurance policy. This is because liability claims can be filed against all businesses involved in the whole production and distribution chain. Some examples of everyday commodities that are highly susceptible to greater scrutiny include food products, electronic devices, and automobiles. Food production is tricky since any adverse reaction […]

How Much Home Insurance Should You Get?

How Much Home Insurance Should You Get?

The home you live in is one of the most valuable assets you have, which is why it makes so much sense to protect it. To do that, you need to have comprehensive home insurance in Lexington. Sometimes, you’ll wonder about the cost of home insurance in Lexington because your needs may evolve over the years. The premiums you’ll pay varies depending on the specifics of your policy agreement. While your insurance provider can give you a recommended coverage limit, it’s still necessary to educate yourself. You have to consider the following factors to know how much home insurance you need: Major Factors Two of the main factors you need […]

How Much Auto Insurance Coverage You Should Get

How Much Auto Insurance Coverage You Should Get

Auto insurance can protect you financially in case of accidents. Because it offers various coverage with different amounts, you should know how much you should get before getting an auto insurance quote in Lexington. Your provider can give you a piece of advice when it comes to this. An auto insurance quote in Lexington should conform to the minimum price mandated by the laws of the state. Some states may require certain coverage to protect you in case of accidents. Bodily Injury Liability For bodily injury, the average required coverage amount may range from $10,000 to $300,000 per person and $20,000 to $500,000 per accident, depending on your state. If […]

Different Types of Insurance Small Business Owners Should Get

Different Types of Insurance Small Business Owners Should Get

Because of the pandemic, many people were laid off from their jobs, making them lose their primary source of income. Because of this, many of them decided to start their own small business to help make up for their loss of income. This has helped a lot of people regain their earnings and live better in the midst of the pandemic. If you’re a small business owner, you need to know that protecting your investment should be one of your priorities. To do this, you need to purchase the right type of insurance for business owners, which will protect your livelihood. Here’s a list to guide you: Business Owner’s Policy […]

Understanding Liability Coverage for Home Insurance

Understanding Liability Coverage for Home Insurance

As someone who will do everything to take care of your property and protect your family, you may ask yourself how you can keep them safe if something happens unexpectedly. It’s a good thing that you can get home insurance to protect your home, as well as your financial well-being. Once you decide to insure your property, you can find additional coverage to incorporate into it. You can have financial protection from burglaries, fire, or damage caused by natural disasters. While browsing through available additional options for your policy, you may also encounter home liability insurance coverage. But what is it? Here’s an overview: What Is Liability Insurance Coverage? Liability […]

Reasons to Get Home Insurance

Reasons to Get Home Insurance

As a homeowner, it is your responsibility to protect your property. One of the ways to do it is to get home insurance in Lexington, KY. It is one of the best things you can do to protect your largest investment. However, some people think they’re wasting their money on it since they’re paying for an uncertain cause, such as property damage that may never happen. But, you should know that having an insured home will not only safeguard it from damage, but it’s also a great investment since you can get many advantages from it, too! Here are some of them: Mortgage Requirement If you’re planning to apply for […]

What Do Health Insurance Companies Have to Do with Family Farms?

What Do Health Insurance Companies Have to Do with Family Farms?

There are over 2 million farms in the US and about 99% are owned by families. Most people do not think about health insurance companies and family farms. They do not seem related at all, but where do family farm owners turn for health insurance? Family farms are typically classified as small businesses. That means a large chunk of the family is employed by the farm. Whether those employees are related to the farm or not, they need health insurance. Farmers Have Unique Insurance Needs The right health insurance companies understand that farmers have unique health insurance needs. Agribusiness is not quite like any other industry and the right health […]

Don’t Get Caught Without Health Insurance

Don’t Get Caught Without Health Insurance

Nearly 60% of U.S. citizens have some form of life insurance. These days, most Americans have health insurance. But do you currently have health insurance coverage? It may seem like an expense you do not want to pay since it is typically due monthly. However, you really do need coverage. You may be healthy and it may seem like health insurance just isn’t a cost that you need to add to your monthly expenditures. Nothing could be further from the truth. All it takes is one accident, injury, or diagnosis to completely upend your world. When you have health insurance in place, the majority of those costs could be covered […]

Here’s Why You Need Home Insurance

Here’s Why You Need Home Insurance

Everyone knows that it’s just plain good sense to have health insurance. In most states, it’s illegal to not have car insurance. But no one talks about home insurance. No one forces you to get home insurance. And yet home insurance is probably the most important kind of insurance you can buy. Why do you need it? How do you get it? How can you pay for it? It’s time to find out everything you didn’t know about home insurance and how easy it is for you to get it. What is Home Insurance? Home insurance is also called homeowners insurance. In short, it protects your investment. Home insurance provides […]