Does Your Home Insurance Cover Renovations?

Does Your Home Insurance Cover Renovations?

Your real estate property’s size, condition, overall value, and maintenance costs determine the kind of homeowners insurance you get. However, the monetary figures involving all those aspects can change over time, especially if you decide to expand or renovate your home. Is there home insurance for renovations? The simple answer is yes; most standard coverage policies allow claims for home improvement expenses. Nevertheless, you still need to check with your provider to go through the specific projects covered. Checking with your agent lets you know how much coverage you’ll use, avoiding underinsurance, which can leave you vulnerable to unexpected incidents. It is also essential to determine if your current liability […]

Understanding Liability Coverage for Home Insurance

Understanding Liability Coverage for Home Insurance

As someone who will do everything to take care of your property and protect your family, you may ask yourself how you can keep them safe if something happens unexpectedly. It’s a good thing that you can get home insurance to protect your home, as well as your financial well-being. Once you decide to insure your property, you can find additional coverage to incorporate into it. You can have financial protection from burglaries, fire, or damage caused by natural disasters. While browsing through available additional options for your policy, you may also encounter home liability insurance coverage. But what is it? Here’s an overview: What Is Liability Insurance Coverage? Liability […]

Reasons to Get Home Insurance

Reasons to Get Home Insurance

As a homeowner, it is your responsibility to protect your property. One of the ways to do it is to get home insurance in Lexington, KY. It is one of the best things you can do to protect your largest investment. However, some people think they’re wasting their money on it since they’re paying for an uncertain cause, such as property damage that may never happen. But, you should know that having an insured home will not only safeguard it from damage, but it’s also a great investment since you can get many advantages from it, too! Here are some of them: Mortgage Requirement If you’re planning to apply for […]